Missouri
Broad statutory UCC refusal grounds plus county clerk power to reject NCCLs What the badges mean
Last verified: July 27, 2026 — confirm current text on the official site; this date is not a promise the law is unchanged.
This is a plain-language summary of a published judicial opinion, not a complete report of the case. Confirm names, holdings, and procedural posture against the opinion itself.
UCC financing statements
Check if one exists
Not free — a paid search or account is required. Login/account required. Missouri SoS requires an account for UCC searches; unauthenticated search redirects to login.
Refusal / removal authority
Missouri's §400.9-516(b)(8)–(9) and related subsections give the filing office statutory grounds to refuse materially false/fraudulent filings, debtor=secured-party / transmitting-utility / outside-scope problems, and claims against government officers, with an inmate-filer presumption and a Secretary of State wrongful-filing termination path in (e).
MO §400.9-516
MO §400.9-516
Full citations
- Mo. Rev. Stat. §400.9-516(b)(8),(b)(9)
- Mo. Rev. Stat. §400.9-516(e)
The filing office refuses at filing on the statutory triggers; inmate presumption can be rebutted with a sworn statement. SoS may terminate wrongfully filed records under (e).
If it's already filed: §400.9-516(e) SoS termination; NCCL chapter §428.110–.135; information statement / §625 remedies.
Real-property liens
Missouri's §428.110 lets a clerk reject a nonconsensual common-law lien (with listed carve-outs) and provides immunity for acceptance or rejection. Owners petition to nullify under §428.120 (not §428.115 — that section is the rejected claimant's petition to force filing).
MO §428.110
MO §428.120
Full citations
- Mo. Rev. Stat. §428.110
- Mo. Rev. Stat. §428.120
Clerk may reject an NCCL; notice of invalid lien procedures apply; owner files a §428.120 petition (ex parte timing rules in the chapter).
If it's already recorded: §428.120 petition; related civil/criminal tools in chapter 428 / §575.133.
Real-property records are held by the recorder of deeds where the property sits.
Get notified before it happens
A free "property fraud alert" service is available in at least part of Missouri — it emails or mails you whenever a document gets recorded against your name, so you find out right away instead of months later. Sign up for St. Louis County Property Fraud Alert →
Missouri's largest county. No statewide mandate.
If the path runs through court
Missouri doesn't have a self-filed administrative form for this — the verified remedy runs through a court, which generally means an attorney rather than a fill-in-the-blank document.
Petition to Nullify a Nonconsensual Common-Law Lien
Missouri's recorder of deeds can already reject a nonconsensual common-law lien (NCCL) at the counter under §428.110 — but if one is recorded anyway, the owner's tool is a §428.120 petition to nullify, which comes with ex parte timing rules built into the chapter. Which statute: §428.115 is a different provision — the rejected claimant's petition to force filing — not something an owner uses to clear their own title.
MO §428.120
People consulting an attorney about a filing like this often bring:
- A copy of the filing, if available, and where and when it was filed or recorded (office, date, and document or instrument number)
- Any notices, letters, or other correspondence about it
- Records for the property or account it names, such as a deed, title, or loan papers
- Notes on any contact with the filer or the filing office, with dates
- This page's citations and their check dates
How this usually works in Missouri
A summary of the tools Missouri law and filing offices provide — general information, not instructions for your facts. Confirm current practice with the filing office and talk to an attorney about your situation.
- 1Missouri UCC search requires an account (a paid path) through the Secretary of State's business services portal.
- 2§400.9-516 lets the filing office refuse filings matching its fraud, debtor-as-secured-party, or government-officer triggers, and (e) provides a termination path.
- 3For a nonconsensual common-law lien on land, §428.110 provides recorder rejection, and §428.120 provides a court order to clear title.
- 4§428.115 is a petition for a rejected lien claimant, not an owner cleanup tool.
What to expect
Missouri is one of the stronger dual-pathway states; the owner petition is under §428.120. Confirm the current fee on the state's official site — filing and search fees change and are not published here.
Sources: the LienGuardAI fifty-state survey and UCC search portal review (How we verify). No dollar fee amounts are published here — always confirm the current fee on the state's own site.