Mississippi
Secretary of State can refuse or terminate harassing UCC filings; RP tools are criminal / thin What the badges mean
Last verified: August 10, 2026 — confirm current text on the official site; this date is not a promise the law is unchanged.
Specific items rechecked October 4, 2026 (second read): §75-9-501.1 description against 2013 HB 1008; Hinds County Chancery Court review.
UCC financing statements
Check if one exists
Search Mississippi's UCC records
Mississippi SoS public Standard Search; available without login — confirm on the portal what is free. Documents may require subscription.
Refusal / removal authority
Mississippi Code §75-9-501.1 bars causing a false record to be filed when the person knows or reasonably should know it was made to harass or defraud, was not authorized, or is not tied to a real transaction, lien or court judgment. The Secretary of State may review such a filing, including after a debtor's information statement, and may terminate it if it has a reasonable basis to conclude it is false; it can also refuse a filing it believes in good faith was made in violation of that rule. Financial institutions have a statutory exemption carve-out.
MS §75-9-501.1
Full citations
- Miss. Code §75-9-501.1
SoS refusal under §75-9-516(b) for records filed in violation of §75-9-501.1(a); review and termination under §75-9-501.1(b)–(c). A secured party of record who disagrees can bring an action in Hinds County Chancery Court to require the Secretary of State to accept or reinstate the record. Financial-institution exemption in (h).
If it's already filed: §75-9-501.1(c) termination; §75-9-518 / §75-9-625.
Real-property liens
No private petition against nonconsensual common-law liens, clerk refusal package, or Texas-style owner deed affidavit was confirmed. Live criminal tools: §97-7-73 (officials-only — offering for recording a materially false lien/encumbrance against a law-enforcement officer, public official, or public employee with intent to defraud/intimidate/harass/impede; 1st offense ≤6 months/$1,000; subsequent ≤5 years/$5,000) and §97-21-63 (forgery of a will, deed, or other instrument transferring a real/personal-property interest, or false acknowledgment/proof of a recordable instrument, with intent to defraud). §85-7-429 is not a general deed-fraud statute — it is scoped to Title 85 Art. 21 construction/improvement liens. 2026 SB 2751 (Deed Fraud Prevention Act: clerk refuse + statewide alerts + forged-deed CoA) died in Judiciary A (disposition Dead as of 2026-02-03) — not law.
MS §97-7-73
MS §97-21-63
No private RP fraudulent-lien petition …
Full citations
- Miss. Code §97-7-73
- Miss. Code §97-21-63
- No private RP fraudulent-lien petition confirmed
Criminal referral under §97-21-63 (general deed forgery) or §97-7-73 (officials-only). Clearing chancery records is done through a quiet-title / cloud-removal action. SB 2751 was not enacted.
If it's already recorded: Criminal penalties under §97-21-63 / §97-7-73; no dedicated private statutory CoA confirmed.
Real-property records are held by the chancery clerk where the property sits.
Get notified before it happens
A free "property fraud alert" service is available in at least part of Mississippi — it emails or mails you whenever a document gets recorded against your name, so you find out right away instead of months later. Sign up for Harrison County DuProcess Property Fraud Alert →
Not Mississippi's largest county, but a confirmed working example. A 2026 bill to mandate this statewide (SB 2751) died in committee — this stays county-opt-in only.
If you're a government official or employee
Offering for recording a lien or encumbrance that affects a law-enforcement officer, public official, or public employee, knowing it contains a materially false statement, with intent to defraud, intimidate, harass, or impede official duties — misdemeanor on first offense; up to 5 years / $5,000 on a subsequent offense.
MS §97-7-73
Full citation
- Miss. Code §97-7-73
If the path runs through court
Mississippi doesn't have a self-filed administrative form for this — the verified remedy runs through a court, which generally means an attorney rather than a fill-in-the-blank document.
Clearing a Fraudulent Real-Property Instrument
Mississippi's verified land-side tools are criminal: §97-21-63 (deed/instrument forgery) and officials-only §97-7-73. Clearing the chancery record still runs through quiet-title / cloud-removal counsel — not a named private petition statute.
MS §97-21-63
People consulting an attorney about a filing like this often bring:
- A copy of the filing, if available, and where and when it was filed or recorded (office, date, and document or instrument number)
- Any notices, letters, or other correspondence about it
- Records for the property or account it names, such as a deed, title, or loan papers
- Notes on any contact with the filer or the filing office, with dates
- This page's citations and their check dates
How this usually works in Mississippi
A summary of the tools Mississippi law and filing offices provide — general information, not instructions for your facts. Confirm current practice with the filing office and talk to an attorney about your situation.
- 1Mississippi's public UCC search is linked on this page; chancery clerks hold land records.
- 2§75-9-501.1 is the Secretary of State's review-and-terminate authority for harassing or unauthorized UCC filings.
- 32026 SB 2751 (a deed-fraud bill) died in committee.
- 4For land records, Mississippi's tools are §97-21-63 (deed forgery) and quiet-title actions; §97-7-73 applies only when the victim is a covered official or employee.
What to expect
Mississippi's UCC refusal/termination statute is real; real-property cleanup is still criminal/court-leaning after filling the gap with verified §97-21-63 / officials-only §97-7-73. Confirm the current fee on the state's official site — filing and search fees change and are not published here.
Sources: the LienGuardAI fifty-state survey and UCC search portal review (How we verify). No dollar fee amounts are published here — always confirm the current fee on the state's own site.